| Dear Regina, Living in Florida isn't always easy — especially when climate threats are driving many insurance companies away or making coverage unaffordable. In fact, across the nation, home insurance premiums are up by 24% on average1, with some homeowners in hurricane-prone states like Florida paying close to $9,500 a year2.
Here's what's happening: - Major insurers are pulling out of Florida or refusing to renew policies in high-risk zones3.
- That leaves tens of thousands of homeowners scrambling for coverage—or going entirely without insurance.
But Kin stayed.
That's because Kin's approach is different. - Built for places insurers run from: We specifically write policies in catastrophe-prone areas like yours — thanks to our data-first model and modern risk tools.
- Coverage that adapts: We offer tailored flood protection—even if your home is deemed low, moderate, or high risk.
- Affordable yet complete: While others raise your rates, Kin aims to save you money without cutting corners — Our customers typically save around $500 annually.
Ready to build coverage that's as resilient as your home? Get your free, personalized quote today.
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